I Saw My Dream House… So I Asked Him
After my newsletter on "Being Rich is a TRAP", someone replied with this:
“We wish we could be rich at the same time to afford a bigger house at minimum, nothing else.”
And honestly, I get it. 🏡
Because sometimes we talk so much about not being house-poor, not overspending, not chasing lifestyle… that it can start sounding like wanting a bigger home is wrong.
It’s not.
Wanting a beautiful home for your family is not wrong.
Wanting more space is not wrong.
Wanting a backyard, a better street, a corner lot, a nicer kitchen, or a home your kids can grow up in is not wrong.
The problem is not the dream.
The problem is trying to buy the dream with the wrong income.
I still remember one moment from when I first came to Canada.
We were in Brampton, and I saw this beautiful house.
Corner lot. Nice landscaping. Pond behind it. Trail nearby. The kind of house where you slow down while driving past it.
I remember asking Simran:
“What do you think this guy does?”
Not in a jealous way.
More like… I genuinely wanted to know what kind of life creates this kind of home.
The owner was outside gardening, and for some reason, I gathered the courage to ask him.
“What do you do for a living?”
He told me he was in manufacturing (Honestly, I don't even remember what he said).
But what I heard was: Business.
That answer changed something in my head. 💡
Not because everyone needs to start a business.
But because I realized there was no secret magic pill.
He did not find a hidden mortgage trick.
He did not hack the system.
He had built enough income to support the life he wanted.
That was the lesson.
If the house you want requires a $10,000/month mortgage, then the question is not, “How do I somehow qualify for this?”
The better question is:
“How do I build the income where a $10,000 mortgage is only 20% of what I bring home?”
That is a completely different game. 📈
Most people attack the dream from the wrong side.
They ask:
“How much will the bank approve me for?”
But the better question is:
“What income do I need so this home does not own me?”
Because yes, you can have the bigger house.
You can have the space.
You can have the home that feels like a reward for your family.
But if buying it makes you anxious every month, it is not wealth.
It is pressure with better countertops.
That is why I never want people to hear “don’t be house-poor” as “don’t dream big.”
No.
Dream bigger.
But build the income first.
Build the skill.
Build the business.
Build the career.
Build the investments.
Build the gap between what you make and what you spend.
Because a bigger house is beautiful when your income can carry it.
It becomes dangerous when your ego has to carry it.
That is the difference.
So yes, I still believe being rich can be a trap.
But wanting more is not the trap.
Wanting more without building the foundation is the trap.
A bigger house is not the problem.
A bigger house with no breathing room is.
P.S. Hit reply and tell me honestly:
What is your “bigger house”?
Not literally a house.
What is that one thing you want badly enough that you know your income needs to grow for it?
Reply with one line.
I want to know what people are actually building toward.
Nav